Personal Finance
Fall 2012
Wednesday 6-9 pm
BU C 105
|
Instructor: Dr.
Jerry L. Basford
Office: 206
Park
Telephone: 801.581.3435
E-Mail: jbasford@sa.utah.edu
Website:
www.sa.utah.edu/personalfinance |
| Objective: To become financially literate
and learn how to make proper decisions to control
our personal financial destiny. |
|
| Date |
Subject |
Chapter(s) |
| January 9, 2013 |
Personal Finance Basics and Time Value of Money
Financial Aspects of Career Planning |
1-2 |
| January 16, 2013 |
Using Your Personal Financial Planner
Money Management Strategy |
3 |
| January 23, 2013 |
Planning Your Tax Strategy |
4 |
| January 30, 2013 |
Financial Services
Review and Test |
5
1-4 |
| February 6, 2013 |
Introduction to Consumer Credit
Choosing a Source of Credit
|
6-7 |
| February 13, 2013 |
Review and Test | 5-7 |
| February 20, 2013 |
Consumer Purchasing Strategies |
8 |
|
February 27, 2013 |
No Class |
|
|
March 6, 2013 |
The Housing Decision
|
|
| March 13, 2013 |
No Class-Spring Break
|
|
| March 20, 2013 |
No Class |
|
| March 27, 2013 |
Review and Test |
8-9 |
| April 3, 2013 |
Property and Motor Vehicle Insurance
Health, Disability, and Long-Term Care Insurnace |
10
11 |
April 10, 2013 |
Review and Test |
10-11 |
| April 17, 2013 |
Investing Fundamentals
Investing in Stocks |
|
| April 24, 2013 |
Investing in Bonds
investing in Mutual Funds |
|
| May 1, 2013 |
Review and Test - JTB 140 |
13-16 |
|
Text:
Personal Finance by Kapoor, Dlabay, and Hughes, 10th edition (earlier editions can be used also).
The
text is optional but recommended.
Tests
will be based on the lectures, assignments, and handouts in class.
Revisions to Schedule
Any revisions to the class schedule will be posted to the website. Revised syllabi will not be handed out during the semester.
Examinations:
Make up exams only be allowed with permission of the instructor
and must be granted prior to the examination.
Assignments:
Various assignments will be given throughout the semester, including
quizzes.
Each assignment/quiz will be graded
according to accurateness, neatness, and content.
Assignments and examinations that are not readable by the instructor will be given no credit.
Credit
for assignments not turned in on the day due will be reduced by
one half per class (example: 1 class late = 50% credit, 2 classes
late = 25% credit) Anything more than two classes late will receive
NO credit.
All
assignments are required to be typed or computer printed. Handwritten homework assignments will receive no more than 1/2 of the credit possible at the time it is turned in.
Grading:
Grading is pretty straight forward:
| SCORE |
GRADE |
| 94 - 100% |
A |
| 90-93% |
A- |
| 86-89% |
B+ |
| 83-85% |
B |
| 80-82% |
B- |
| 76-79% |
C+ |
| 73-75% |
C |
| 70-72% |
C- |
| 66-69% |
D+ |
| 63-65% |
D |
| 60-62% |
D- |
The University of Utah seeks
to provide equal access to its programs, services and activities
for people with disabilities. If you will need accommodations in
the class, reasonable prior notice needs to be given to the Center
for Disability Services, 162 Olpin Union Building, 581-5020 (V/TDD).
CDS will work with you and the instructor to make arrangements for
accommodations.
All written information in
this course can be made available in alternative format with prior
notification to the Center for Disability Services.
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